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E-file Form 1095-B Securely and Effortlessly

Streamline your ACA compliance with our quick and reliable Form 1095-B e-filing solution. We built our platform to facilitate the insurance providers, employers, and tax professionals to complete the ACA information returns effortlessly. Avoid the stress of manual paperwork or going to expensive software, Tax2efile is here to offer you an affordable e-filing solution. Whether you are filing a few forms or thousands, we ensure your submissions are accurate.

Benefits of E-Filing Form 1095-B with Tax2efile

Fast and Effortless Filing

Use our simple and convenient e-filing dashboard to complete your 1095-B forms online in just a few minutes.

IRS-Authorized

Tax2efile is an IRS-approved e-file provider that guarantees your 1095-B submissions are in compliance with all Affordable Care Act (ACA) regulations.

Error-Free Accuracy

Our intelligent data validation system checks the inputs before submission, thus helping you avoid IRS rejections and penalties.

Secure & Encrypted Filing

We prioritize your privacy with advanced level encryption and secure data storage to keep your information safe at every step.

Bulk Upload Option

If you are an employer, insurance provider, or tax professional, use our bulk upload feature that saves you time.

Print and Mail

Let us take care of sending out the recipient copies by choosing our print and mail service.

What is Form 1095-B? Minimum Essential Coverage

Form 1095-B is the IRS tax form that is used to report health coverage insurance under the Affordable Care Act (ACA) to the IRS. This tax form is confirmation that you, your spouse, and your dependents had Minimum Essential Coverage (MEC) during the whole tax year. The Internal Revenue Service used this form to verify compliance with federal health coverage requirements.

What is Minimum Essential Coverage (MEC)?

Minimum Essential Coverage (MEC) is the basic level of health insurance coverage required by law. It contains the majority of employer-sponsored health plans, individual market policies, Medicare, Medicaid, and certain other government-sponsored programs. If you acquired MEC, you meet the ACA’s coverage standards for the tax year.

Who Issues Form 1095-B?

Usually, Form 1095-B is issued by,

  • Private Healthcare companies or the administrators of health plans
  • Government agencies that run program like Medicaid, Medicare, or CHIP
  • Small employers which offer self-funded health insurance

If you or your family have been insured by one of these, then you will most probably receive a 1095-B form during the tax ‍season.

What is Minimum Essential Coverage (MEC)

Why Form 1095-B is Important?

Proof of Health Coverage

Form 1095-B is the official record that shows you had the Minimum Essential Coverage (MEC) during the tax year.

IRS or State Verification

The IRS or your state tax department can ask for your Form 1095-B in order to verify the details of your health coverage.

Avoid Unwanted Penalties

There are still some states that require individuals to be insured. Keeping your 1095-B handy avoids state-level penalties.

Fast, Easy & IRS-Approved 1095-C Filing Starts Here

Fast, Easy & IRS-Approved 1095-C Filing Starts Here

Learn More

Understand Form 1095-B Health Coverage Form Explained

Understanding each part of Form 1095-B is important to avoid errors and accurate filings,

Part I: Responsible Individual

This section lists the primary policyholder or “responsible individual.” It includes,

  • Full name, address, and Social Security Number (SSN)
  • Date of birth (if SSN isn’t available)
  • Origin of the health coverage

Part II: Employer Information

If a health plan is provided through an employer, this section displays,

  • Employer’s name, address, and Employer Identification Number (EIN)
  • Contact details for the employer or plan administrator

Part III: Issuer or Other Coverage Provider

This section identifies the insurance company or government agency providing coverage. Includes coverage provider name, address, EIN, and contact number

Part IV: Covered Individuals

Covered individuals specify the list of each person covered under the policy, including dependents.

  • Name and SSN/TIN of each covered individual
  • Date of birth (if SSN not available)
  • Months of coverage (marked for each month or “All 12 months”)
Understand Form 1095-B Health Coverage Form Explained

When is the Form 1095-B Deadline?

Filing Type Deadline
Paper Filing February 28th
Employee Copy Distribution March 2nd
IRS Electronic Filing March 31st

Note: If the due date/deadline falls on a Saturday, Sunday, or federal holiday, the filer will need to E-file on the next business day.

Get Started by Registering with Tax2efile Today!

Our IRS-approved e-fling services make tax season stress-free. Sign up Today!

Start E-Filing Now!

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Frequently Ask Questions

Find answers to commonly asked questions about our products and services.

Yes, even if you are submitting fewer than 10 forms, you can e-file Form 1095-B through the IRS authorized Tax2efile.

If you haven’t received Form 1095-B by mid-February, contact your health insurance provider or government program to request the form.

Yes, some states have their own individual mandates and require proof of health coverage, which may include Form 1095-B. States like California, Massachusetts, and New Jersey may request this form as part of your state tax filing to ensure compliance with their health coverage requirements.

Yes, you can e-file Form 1095-B & 1095-C through the Tax2efile IRS authorized e-filing platform.

If the information on Form 1095-B is incorrect, contact your health insurance provider immediately. They will rectify the incorrect information and issue the corrected form.

If‌‍, you missed your copy of Form 1095-B, contact your insurer or the administrator of your health plan and ask for a new one. In general, they will be able to send you the document again, either via email or through the postal ‍ ‌‍ ‍‌service.

Still have questions?

If you have more questions, please refer to our FAQ page. Contact our customer support team for assistance.

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